Most Popular
Comprehensive Coverage
Our most popular plan. Strong outpatient, wellbeing, psychology, global security, and selected dental benefits sit alongside inpatient cover for families and long-stay expats.
Coverage Details
Benefit limits for Comprehensive, reconciled against the current health cover schedule.
Overall Plan Limit
BenefitCoverage
Overall Plan Limit (per year)US $1,000,000 per year
Inpatient Benefits
BenefitCoverage
Room & Board including general nursing careSemi-Private
Parental Accommodation (added bed, same room)Full Cover
Theatre fees, x-rays, laboratory tests, medicines and drugs, blood and plasma, surgical appliances and wheelchair hireFull Cover
Intensive Care (room and board including general nursing care)Full Cover
Surgeon's fees including pre- and post-surgical servicesUS $25,000
Anesthetist Fees30% of Surgeon's Fees
Professional Fees including physician, specialist, radiologist, physiotherapy and pathologist feesUS $25,000
Rehabilitation CoverFull Cover, 30 days
Kidney DialysisFull Cover
Oncology CoverUS $20,000
Emergency Room TreatmentFull Cover
Organ Transplant CoverUS $100,000
Local Ambulance to HospitalFull Cover
Hospital Cash BenefitUS $100
Outpatient Benefits
BenefitCoverage
Outpatient SurgicalUS $25,000
Pre-hospitalizationUS $2,000, 30 days prior
Post-hospitalizationUS $2,000, 30 days post
GP Consultation FeesUS $750
Specialist Consultation FeesUS $750
Prescribed MedicationUS $750
Imaging and Lab TestsUS $750
PhysiotherapyUS $750, 5 visits
OncologyUS $20,000
Alternative Therapies TreatmentUS $250, 5 visits
Chronic Conditions BenefitUS $1,000
Wellbeing Benefits
BenefitCoverage
Annual Medical Check-upsUS $250, 25% Co-insurance
VaccinationsUS $250, 25% Co-insurance
Eye TestUS $250, 1 per year
Dental Benefits
BenefitCoverage
Emergency Dental (relief of pain only)Inpatient Treatment Only
Routine Dental (6 months waiting period)No Cover
Major Dental (6 months waiting period)US $750, 25% Co-insurance
Global Security Benefits
BenefitCoverage
TerrorismUS $150,000
Hostage NegotiationFull Cover
HijackingUS $300 per day, 10 days
MuggingUS $100 per day, 5 days
Psychology Benefits
BenefitCoverage
24 Hour Psychology Counselling8 Sessions
24 Hour Personal Coaching8 Sessions
International Assistance Benefits
BenefitCoverage
24 Hour Emergency AssistanceFull Cover
Direct Billing ServicesIncluded where available
Open Choice of HospitalIncluded
Life Cover
BenefitCoverage
Death BenefitUS $10,000
Optional Benefits (where an additional premium has been paid)
BenefitCoverage
Evacuation & RepatriationUS $100,000
Need a Different Level of Cover?
Compare all four levels or start an application if this level matches your expat healthcare needs.