Fully Comprehensive Coverage
Our highest tier. Full-limit inpatient and outpatient cover, broader dental and wellbeing benefits, and a two-million-dollar annual limit for expats who want the widest protection.
Coverage Details
Benefit limits for Fully Comprehensive, reconciled against the current health cover schedule.
Overall Plan Limit
BenefitCoverage
Overall Plan Limit (per year)US $2,000,000 per year
Inpatient Benefits
BenefitCoverage
Room & Board including general nursing careFull Cover
Parental Accommodation (added bed, same room)Full Cover
Theatre fees, x-rays, laboratory tests, medicines and drugs, blood and plasma, surgical appliances and wheelchair hireFull Cover
Intensive Care (room and board including general nursing care)Full Cover
Surgeon's fees including pre- and post-surgical servicesFull Cover
Anesthetist FeesFull Cover
Professional Fees including physician, specialist, radiologist, physiotherapy and pathologist feesFull Cover
Rehabilitation CoverFull Cover, 45 days
Kidney DialysisFull Cover
Oncology CoverFull Cover
Emergency Room TreatmentFull Cover
Organ Transplant CoverFull Cover
Local Ambulance to HospitalFull Cover
Hospital Cash BenefitUS $200
Outpatient Benefits
BenefitCoverage
Outpatient SurgicalFull Cover
Pre-hospitalizationFull Cover
Post-hospitalizationFull Cover
GP Consultation FeesFull Cover
Specialist Consultation FeesFull Cover
Prescribed MedicationFull Cover
Imaging and Lab TestsFull Cover
PhysiotherapyFull Cover, 10 visits
OncologyFull Cover
Alternative Therapies TreatmentFull Cover, 10 visits
Chronic Conditions BenefitUS $10,000
Wellbeing Benefits
BenefitCoverage
Annual Medical Check-upsUS $500
VaccinationsUS $500
Eye TestUS $250, 1 per year
Dental Benefits
BenefitCoverage
Emergency Dental (relief of pain only)Full Cover
Routine Dental (6 months waiting period)US $750
Major Dental (6 months waiting period)US $750
Global Security Benefits
BenefitCoverage
TerrorismFull Cover
Hostage NegotiationFull Cover
HijackingUS $500 per day
MuggingUS $100 per day, 5 days
Psychology Benefits
BenefitCoverage
24 Hour Psychology Counselling10 Sessions
24 Hour Personal Coaching10 Sessions
International Assistance Benefits
BenefitCoverage
24 Hour Emergency AssistanceFull Cover
Direct Billing ServicesIncluded where available
Open Choice of HospitalIncluded
Life Cover
BenefitCoverage
Death BenefitUS $10,000
Optional Benefits (where an additional premium has been paid)
BenefitCoverage
Evacuation & RepatriationUS $100,000
Need a Different Level of Cover?
Compare all four levels or start an application if this level matches your expat healthcare needs.