Compare Cover Levels
Side-by-side benefit limits from the current Regency for Expats health cover schedule, adapted for Expat Healthcare 360.
Overall Plan Limit
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Overall Plan Limit (per year)
US $1,000,000 per year
US $1,000,000 per year
US $1,000,000 per year
US $2,000,000 per year
Inpatient Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Room & Board including general nursing care
Semi-Private
Semi-Private
Semi-Private
Full Cover
Parental Accommodation (added bed, same room)
No Cover
No Cover
Full Cover
Full Cover
Theatre fees, x-rays, laboratory tests, medicines and drugs, blood and plasma, surgical appliances and wheelchair hire
Full Cover
Full Cover
Full Cover
Full Cover
Intensive Care (room and board including general nursing care)
Full Cover
Full Cover
Full Cover
Full Cover
Surgeon's fees including pre- and post-surgical services
US $25,000
US $25,000
US $25,000
Full Cover
Anesthetist Fees
30% of Surgeon's Fees
30% of Surgeon's Fees
30% of Surgeon's Fees
Full Cover
Professional Fees including physician, specialist, radiologist, physiotherapy and pathologist fees
US $25,000
US $25,000
US $25,000
Full Cover
Rehabilitation Cover
No Cover
No Cover
Full Cover, 30 days
Full Cover, 45 days
Kidney Dialysis
Full Cover
Full Cover
Full Cover
Full Cover
Oncology Cover
US $20,000
US $20,000
US $20,000
Full Cover
Emergency Room Treatment
Full Cover
Full Cover
Full Cover
Full Cover
Organ Transplant Cover
No Cover
No Cover
US $100,000
Full Cover
Local Ambulance to Hospital
Full Cover
Full Cover
Full Cover
Full Cover
Hospital Cash Benefit
US $100
US $100
US $100
US $200
Outpatient Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Outpatient Surgical
No Cover
US $25,000
US $25,000
Full Cover
Pre-hospitalization
No Cover
US $2,000, 30 days prior
US $2,000, 30 days prior
Full Cover
Post-hospitalization
No Cover
US $2,000, 30 days post
US $2,000, 30 days post
Full Cover
GP Consultation Fees
No Cover
US $750
US $750
Full Cover
Specialist Consultation Fees
No Cover
US $750
US $750
Full Cover
Prescribed Medication
No Cover
US $750
US $750
Full Cover
Imaging and Lab Tests
No Cover
US $750
US $750
Full Cover
Physiotherapy
No Cover
No Cover
US $750, 5 visits
Full Cover, 10 visits
Oncology
No Cover
No Cover
US $20,000
Full Cover
Alternative Therapies Treatment
No Cover
No Cover
US $250, 5 visits
Full Cover, 10 visits
Chronic Conditions Benefit
No Cover
No Cover
US $1,000
US $10,000
Wellbeing Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Annual Medical Check-ups
No Cover
No Cover
US $250, 25% Co-insurance
US $500
Vaccinations
No Cover
No Cover
US $250, 25% Co-insurance
US $500
Eye Test
No Cover
No Cover
US $250, 1 per year
US $250, 1 per year
Dental Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Emergency Dental (relief of pain only)
No Cover
No Cover
Inpatient Treatment Only
Full Cover
Routine Dental (6 months waiting period)
No Cover
No Cover
No Cover
US $750
Major Dental (6 months waiting period)
No Cover
No Cover
US $750, 25% Co-insurance
US $750
Global Security Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Terrorism
US $50,000
US $100,000
US $150,000
Full Cover
Hostage Negotiation
Full Cover
Full Cover
Full Cover
Full Cover
Hijacking
US $100 per day, 10 days
US $200 per day, 10 days
US $300 per day, 10 days
US $500 per day
Mugging
US $100 per day, 5 days
US $100 per day, 5 days
US $100 per day, 5 days
US $100 per day, 5 days
Psychology Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
24 Hour Psychology Counselling
5 Sessions
5 Sessions
8 Sessions
10 Sessions
24 Hour Personal Coaching
5 Sessions
5 Sessions
8 Sessions
10 Sessions
International Assistance Benefits
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
24 Hour Emergency Assistance
Full Cover
Full Cover
Full Cover
Full Cover
Direct Billing Services
Included where available
Included where available
Included where available
Included where available
Open Choice of Hospital
Included
Included
Included
Included
Life Cover
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Death Benefit
US $10,000
US $10,000
US $10,000
US $10,000
Optional Benefits (where an additional premium has been paid)
BenefitMajor MedicalStandardComprehensiveFully Comprehensive
Evacuation & Repatriation
US $100,000
US $100,000
US $100,000
US $100,000
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